GoodDollar is a non-profit funded by donations from famous crypto and stock trading platform eToro. GoodDollar is an anti-poverty protocol and DAO (Decentralized Autonomous Organization) that creates an ongoing money flow of digital basic income that is given away to its members. GoodDollar leverages decentralized finance financial tools to align incentives between those with money and those in need, creating more growth and opportunity for all. GoodDollar is a cryptowallet with the ultimate purpose of reducing wealth inequality using the blockchain technology. The project’s mission is to build a new, global, open-source cryptocurrency to distribute money based on the principles of UBI (Universal Basic Income). Basic income means giving everyone a regular, equal, cash payment, regardless of social standing, wealth, or income. This crypto wallet provides users with daily tokens as a way of distributing UBI. This is what distinguishes GoodDollar from other digital token wallets, which allow for new tokens to be acquired only by transfer or network participation. With GoodDollar, a user of any employment status and income can access tokens without a technical background or prior investment. The solution does not employ a proof of work or any validation mechanism in contrast to the majority of cryptowallets. Since December 2021, GoodDollar distributed so far is 487 millions. Active members so far has reached over 352K. GoodDollar can be traded in Uniswap and is worth $0.0001898 according to Coinmarketcap.com. It will likely be traded in more crypto exchanges in the future.
The GoodDollar slogan:
Crypto for all. Crypto is powering the next financial revolution. Get into the game with GoodDollar, a global movement to bring economic opportunity to all. Free crypto, every day, for all who want it. Start your financial empowerment journey, and learn by doing.
If you believe in economic inclusion and the distribution of prosperity for all, then I invite you to sign up for GoodDollar and start collecting your daily digital UBI.
Use my invite link and receive an extra 500 G$ bonus:
https://wallet.gooddollar.org?inviteCode=2zcVguFHqw&campaign=basic
Following is an article titled "eToro Launches GoodDollar And Begins Delivering Universal Basic Income" in Forbes by Lawrence Wintermeyer for understand GoodDollar:
"With enforced shutdowns driving governments to enact emergency stimulus measures and airdrop funds into citizens’ accounts, Universal Basic Income (UBI), also known as Basic Income has attracted renewed interest. This fact hasn’t escaped the attention of e-trading brokerage eToro, whose launch of corporate social responsibility initiative GoodDollar (G$) aims to bring Basic Income to the mainstream, delivered on the blockchain.
GoodDollar, launched publicly on September 7, and delivers a solution that empowers citizens around the world to claim Basic Income via the G$ coin, a digital currency that any cell phone owner can claim, and convert to local currency.
Basic Income is a long-standing scheme that has recently gained new attention and relevance as governments have begun to give money directly to citizens through financial rescue packages. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, is a departure from past financial stimulus packages for its signature policy of providing each American with a one-time $1,200 cash payment.
Putting aside the pandemic, the wealth gap continues to widen, with the world’s wealthiest 20 percent of the population owning 94 percent of the planet’s wealth, a topic helping to stimulate the growing interest in Basic Income with thought leaders and policy makers alike.
“Our current economic model doesn't necessarily always work well and generate good and there are two reasons for that: One is the level of inequality that is driven by how the system works, where the rich get richer and the poor get poorer; and the second is the lack of transparency of how money is being used and moved around the system,” says Yoni Assia, the chief executive officer of eToro.
The COVID-19 crisis has highlighted an urgent need to protect those in society whose livelihoods are being made insecure because of the crisis. It is a global health crisis driving a global economic crisis, unprecedented in modern times and deemed a once in a generation phenomenon. It appears no governments or global agencies have a comprehensive playbook for successfully managing the crisis, we are writing it as we go along.
Basic Income pilots have popped up all across the United States and other parts of the world with payments being dispensed to citizens to meet their basic needs.
In July, Twitter CEO Jack Dorsey, a vocal advocate of Basic Income, pledged $3 million to support Mayors for a Guaranteed Income (MGI), a coalition of mayors from U.S. cities including Los Angeles and Atlanta. Dorsey, who months earlier moved $1 billion of Square stock to charitable fund Start Small LLC, called the initiative a “tool to close the wealth and income gap, level systemic race and gender inequalities, and create economic security for families.”
Facebook’s Mark Zuckerberg has also thrown his weight behind Basic Income in the past, as has Tesla’s TSLA -0.4% Elon Musk and former Democratic presidential candidate Andrew Yang. Yang's non-governmental-organisation Humanity Forward has raised millions of dollars from Jack Dorsey to support Basic Income pilots and some of the emerging political candidates that embrace the idea.
It is not just U.S. philanthropists with a focus on Basic Income either. In a recent groundbreaking study published by the University of Oxford, led by Professor Timothy Garton Ash, 71 percent of the respondents across Europe supported the idea of Basic Income, a social policy once considered radical. As more countries examine the benefits of Basic Income to society, the World Bank has recently issued a guide to helping to navigate concepts, evidence and practices.
Universal Basic Income Made Possible by Blockchain
Economically empowering people is the central tenet of Basic Income with direct, unconditional payments giving citizens the ability to purchase groceries, clothing, and vital medicine for their families. How to best get the payments to citizens in a safe and reliable way is one of the big questions that needs to be addressed.
Many in the U.S. believe the current systems of getting money to people, like checks in the post, are unfit for the job and emphasize the glitches and programming errors that have prevented tens of millions from receiving their Covid-19 stimulus checks.
Governments simply are not set up to deliver cash to citizens at scale.
In May, Andrew Yang advanced the case for a “citizenship portal” where individuals could freely access benefits, view tax information, renew licenses and connect bank accounts. Scandinavian countries already have many of these systems in place, linking citizens’ and their bank accounts, taxes, business, and health records. Now, governments around the world are looking at these models and new technologies to underpin new solutions.
Blockchain and distributed ledger technology (DLT) is emerging as a promising option for the next generation of infrastructure for government tax and payment infrastructure due to its security and transparency in enforcing an accurate ledger of transaction data between large numbers of counterparties. As importantly, the secure speed you can move money around on the network and globally is a social innovation.
Basic Income isn’t the only idea under consideration that represents a departure from conventional thinking. The booming decentralized finance (Defi) sector aims to shake up the current financial system by introducing accessible new solutions to long-standing problems such as wealth inequality, centralization, monetary exclusion and high transaction fees.
Defi products such as lending, borrowing, staking, and trading enable users to interact directly on secure, decentralized protocols, while novel blockchain-powered identity solutions may better help governments distribute funds fairly and transparently. One of the often-cited use cases of Defi is to bank the 1.7 billion people in the world unbanked and left behind by the traditional financial system.
Promoted as finance for the 21st century, Defi utilizes permissionless smart contracts on the blockchain. The DeFi market is growing rapidly with an estimated $15 billion of value currently locked in self-executing financial products built via computer-code that often “cuts out the middlemen.”
GoodDollar Is A Novel Basic Income Solution
GoodDollar is the result of a desire to build a Basic Income product that is detached and not controlled by one specific government while benefitting from the governance and support mechanisms of the public blockchain network.
“When researching GoodDollar and the concept of Basic Income, what we realized is that the problem with the current economic model is the definition of the interest rate, which actually goes to those who have the most money. If we want to create a more fair and equal economy, we needed to take the concept of the interest rate and just divide it differently.
“If the interest rate and system is not controlled by a country, how is it governed and how can you trust it eventually? Blockchain is a very clear answer - decentralized finance enables us to build this as something which is a common good, which is open source, which is public, transparent, governed by smart contracts in the code, and therefore could potentially scale globally,” says Assia.
In a few short days, GoodDollar has onboarded thousands of users from over 40 countries including regions with large numbers of unbanked citizens including South Africa, Nigeria, Ghana, Kenya, Senegal, Argentina, and Venezuela. All of the minting and transactions of G$ coins are visible on-chain, with side-chains enabling low transaction costs.
As a part of the ongoing solution, the project aims to provide the infrastructure for the deployment of Basic Income at local, state and national level, and to bring in tens of millions of citizens.
COVID-19 has accelerated the need for a solution to the economic crisis. It is not just those citizens who have been traditionally financially excluded that can benefit from Basic Income, the pandemic has created vast unemployment in the working and middle classes around the world.
“We are truly fortunate at eToro to have experienced significant growth in our business during the crisis, but we realize that the financial inequality gap in society is widening at a quicker rate due to COVID-19. There are significantly more people unemployed around the world today than nine months ago, and that focuses us on further delivering solutions, now. We want people to go to the website and claim their GoodDollars, find usage for them and tell the world about it,” says Assai."
GoodDollar 是一个由著名加密货币及股票交易平台eToro 捐款资助的非营利组织。 GoodDollar 是一个反贫困协议和 DAO (Decentralized Autonomous Organization去中心化的自治组织)，它创造了持续的数字基本收入资金流，并赠送给其成员。 GoodDollar 利用去中心化金融金融工具来协调有钱人和有需要的人之间的激励措施，为所有人创造更多的增长和机会。 GoodDollar 是一个加密钱包，其最终目的是使用区块链技术减少财富不平等。该项目的使命是建立一种新的、全球性的、开源的加密货币，以根据 UBI（通用基本收入）的原则分配资金。基本收入意味着给每个人定期、平等的现金支付，无论其社会地位、财富或收入如何。该加密钱包为用户提供日常代币作为分发 UBI 的一种方式。这就是 GoodDollar 与其他数字代币钱包的不同之处，前者允许通过转移或网络参与来获取新代币。使用 GoodDollar，任何就业状况和收入的用户都可以在没有技术背景或事先投资的情况下获取代币。与大多数加密钱包相比，该解决方案不采用工作证明或任何验证机制。自 2021 年 12 月至今，GoodDollar 已分发了4.87 亿枚。到目前为止，活跃会员已超过 352K。根据 Coinmarketcap.com，GoodDollar 可以在 Uniswap 交易，价值 0.0001898 美元。未来可能会在更多的加密货币交易所进行交易。
GoodDollar 的口号：
GoodDollar (G$)是所有人的加密货币。加密货币正在推动下一次金融革命。与 GoodDollar 一起参与游戏，这是一项为所有人带来经济机会的全球运动。每天为所有想要的人提供免费的加密货币。开始您的财务授权之旅，并在实践中学习。
用下面的链接开始每天免费收取GoodDollar币：
如果您相信经济包容和所有人的繁荣分配，那么我邀请您注册 GoodDollar 并开始收集您的每日数字 UBI。使用我的邀请链接并获得额外的 500 G$ 奖金：
https://wallet.gooddollar.org?inviteCode=2zcVguFHqw&campaign=basic
以下是 Lawrence Wintermeyer 在福布斯发表的一篇题为“eToro 推出 GoodDollar 并开始提供普遍基本收入”的文章，以了解 Good Dollar：
“随着强制关闭促使政府制定紧急刺激措施并将资金空投到公民账户中，通用基本收入 (UBI)，也称为基本收入，再次引起了人们的兴趣。这一事实并没有逃脱电子交易经纪商 eToro 的关注，其发起的企业社会责任倡议 GoodDollar (G$) 旨在将基本收入带入主流，在区块链上交付。
GoodDollar 于 9 月 7 日公开推出，它提供了一种解决方案，使世界各地的公民能够通过 G$ 硬币（一种任何手机所有者都可以索取的数字货币）索取基本收入，并转换为当地货币。
基本收入是一项长期存在的计划，随着政府开始通过金融救助计划直接向公民提供资金，该计划最近获得了新的关注和相关性。 《冠状病毒援助、救济和经济安全 (CARES) 法案》背离了过去的金融刺激计划，因为它的标志性政策是向每个美国人提供一次性 1,200 美元的现金支付。
撇开大流行不谈，贫富差距继续扩大，世界上最富有的 20% 的人口拥有地球 94% 的财富，这一话题有助于激发思想领袖和政策制定者对基本收入日益增长的兴趣。
“我们当前的经济模式不一定总是运作良好并产生良好的效果，原因有两个：一个是由系统运作方式驱动的不平等程度，富人变得更富，穷人变得更穷；第二个是资金的使用和在系统中流动的方式缺乏透明度，”eToro 的首席执行官 Yoni Assia 说。
COVID-19 危机凸显了保护社会中因危机而生计变得不安全的人们的迫切需要。这是一场全球健康危机，引发了一场全球经济危机，这在现代是前所未有的，被认为是一代人的现象。似乎没有政府或全球机构拥有成功管理危机的综合手册，我们正在编写它。
基本收入试点已经在美国和世界其他地区出现，向公民发放款项以满足他们的基本需求。
7 月，推特首席执行官杰克·多尔西 (Jack Dorsey) 是基本收入的倡导者，他承诺提供 300 万美元支持市长保障收入 (MGI)，这是一个由洛杉矶和亚特兰大等美国城市的市长组成的联盟。 Dorsey 几个月前将 10 亿美元的 Square 股票转移到慈善基金 Start Small LLC，称该计划是“缩小财富和收入差距、平衡系统性种族和性别不平等并为家庭创造经济保障的工具。”
Facebook 的马克扎克伯格过去也支持基本收入，特斯拉的 TSLA 埃隆马斯克和前民主党总统候选人安德鲁杨也是如此。杨的非政府组织 Humanity Forward 从 Jack Dorsey 那里筹集了数百万美元，以支持基本收入试点和一些接受这一想法的新兴政治候选人。
关注基本收入的不仅仅是美国慈善家。在由蒂莫西·加顿·阿什教授领导的牛津大学最近发表的一项开创性研究中，欧洲 71% 的受访者支持基本收入的想法，这是一项曾经被认为是激进的社会政策。随着越来越多的国家审视基本收入对社会的好处，世界银行最近发布了一份指南，帮助了解概念、证据和实践。
区块链使普遍基本收入成为可能
赋予人民经济权力是基本收入的核心原则，通过直接、无条件的付款，公民能够为家人购买杂货、衣服和重要药品。如何以安全可靠的方式最好地向公民付款是需要解决的大问题之一。
美国的许多人认为，当前向人们提供资金的系统（例如邮寄支票）不适合这项工作，并强调了导致数千万人无法收到 Covid-19 刺激支票的故障和编程错误。
政府根本无法大规模地向公民提供现金。
5 月，Andrew Yang 提出了一个“公民门户”的案例，个人可以自由地获取福利、查看税务信息、更新许可证和连接银行账户。斯堪的纳维亚国家已经建立了许多这样的系统，将公民及其银行账户、税收、商业和健康记录联系起来。现在，世界各地的政府都在研究这些模型和新技术，以支持新的解决方案。
区块链和分布式账本技术 (DLT) 正在成为政府税收和支付基础设施的下一代基础设施的一个有前途的选择，因为它在执行大量交易对手之间交易数据的准确分类账时具有安全性和透明度。同样重要的是，您可以在网络上和全球范围内转移资金的安全速度是一项社会创新。
基本收入并不是唯一一个与传统思维背道而驰的想法。蓬勃发展的去中心化金融 (Defi) 部门旨在通过为财富不平等、中心化、货币排斥和高额交易费用等长期存在的问题引入可访问的新解决方案来改变当前的金融体系。
借贷、抵押和交易等 Defi 产品使用户能够直接在安全、去中心化的协议上进行交互，而基于区块链的新型身份解决方案可以更好地帮助政府公平透明地分配资金。 Defi 经常被引用的用例之一是为世界上 17 亿没有银行账户并被传统金融体系抛在后面的人提供银行服务。
作为 21 世纪的金融，Defi 在区块链上使用无需许可的智能合约。 DeFi 市场正在迅速增长，目前估计有 150 亿美元的价值锁定在通过计算机代码构建的自动执行金融产品中，这些产品通常“切断中间商”。
GoodDollar 是一种新颖的基本收入解决方案
GoodDollar 是希望建立一种独立的、不受特定政府控制的基本收入产品，同时受益于公共区块链网络的治理和支持机制的结果。
“在研究 GoodDollar 和基本收入的概念时，我们意识到当前经济模型的问题在于利率的定义，这实际上是针对那些拥有最多钱的人。如果我们想创造一个更加公平和平等的经济，我们需要采用利率的概念，并对其进行不同的划分。
“如果利率和制度不受一个国家控制，它是如何治理的，你最终如何信任它？区块链是一个非常明确的答案——去中心化金融使我们能够将其构建为一种公共利益，它是开源的、公开的、透明的、由代码中的智能合约管理的，因此有可能在全球范围内扩展，”亚西亚说。
在短短几天内，GoodDollar 已经吸引了来自 40 多个国家/地区的数千名用户，其中包括南非、尼日利亚、加纳、肯尼亚、塞内加尔、阿根廷和委内瑞拉等拥有大量无银行账户公民的地区。 G$ 硬币的所有铸造和交易都在链上可见，侧链可降低交易成本。
作为正在进行的解决方案的一部分，该项目旨在为在地方、州和国家层面部署基本收入提供基础设施，并吸引数千万公民。
COVID-19 加速了解决经济危机的需求。不仅仅是那些传统上被排除在经济上的公民可以从基本收入中受益，这种流行病还在世界各地的工人阶级和中产阶级中造成了大量失业。
“在 eToro，我们真的很幸运，在危机期间我们的业务经历了显着增长，但我们意识到，由于 COVID-19，社会中的金融不平等差距正在以更快的速度扩大。与九个月前相比，当今世界各地的失业人数要多得多，这让我们现在专注于进一步提供解决方案。我们希望人们访问该网站并领取他们的 GoodDollars，找到他们的用途并告诉全世界，”Assai 说。”
